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Est. 2020 — Montréal, QC

Building Trust Through
Regulatory Excellence
Since 2020

We're a compliance-first firm built to help financial institutions navigate federal and provincial regulations with precision and confidence.

Start a conversation Our Services
2020 Founded
47+ Clients Served
280+ Audits Completed
✓ FINTRAC Compliance Design
✓ OSFI Regulatory Alignment
✓ AML/KYC Framework Auditing
✓ Provincial Regulatory Reporting
✓ Examination Readiness Programs
VAT: 815049375 RT 0001
Our Foundation

How Legalitas began

Legalitas Compliance Ltd was established in 2020 by former regulatory advisors and institutional compliance leaders who recognized a gap in the Canadian market. Too many compliance firms offered generic frameworks without understanding the nuance of FINTRAC requirements, OSFI oversight, and provincial financial regulations. We founded Legalitas to change that.

Today, we serve mid-market and enterprise financial services organizations across Quebec and Ontario—credit unions, fintech platforms, investment dealers, and mortgage brokers. We combine deep regulatory knowledge with institutional experience to deliver auditing and compliance design that actually works in practice. Our clients stay ahead of regulatory shifts, avoid costly findings, and maintain the trust of their supervisory bodies.

Registered Legalitas Compliance Ltd
VAT Number 815049375 RT 0001
2020 Year Founded
QC & ON Provinces Served
Why we were founded

"Too many compliance firms offered generic frameworks without understanding the nuance of FINTRAC requirements, OSFI oversight, and provincial financial regulations."

Sophie Lavigne Founder & Lead Compliance Advisor
Credit Unions Sector served
Fintech Sector served
Core Principles

What guides our work

Our values aren't a mission statement. They are the operating principles behind every audit, every recommendation, and every client relationship.

⚖️

Regulatory Clarity

We translate complex federal and provincial rules into actionable compliance strategies. No ambiguity. No assumptions.

🤝

Partnership Approach

We embed with your team as advisors, not consultants. Your success is our success; we measure it by your audit results and regulatory confidence.

📊

Evidence-Based Practice

Every recommendation is grounded in current regulation, FINTRAC guidance, OSFI directives, and documented best practices from comparable institutions.

🛡️

Institutional Integrity

We prioritize your long-term reputation and regulatory standing over quick fixes. Compliance is a commitment, not a checkbox.

4.5+
Years avg. team regulatory experience
47
Organizations supported
280+
Compliance audits completed
100%
On-time regulatory report submissions
Our People

The team behind your compliance

Former regulators, institutional advisors, and certified compliance professionals — our team brings the depth your organization needs.

SL

Sophie Lavigne

Founder & Lead Compliance Advisor

12 years in regulatory advisory and institutional compliance leadership. Former FINTRAC-accredited advisor. Deep expertise in AML/KYC framework design and regulatory examination readiness.

FINTRAC Accredited AML/KYC
MT

Marcus Thorne

Senior Auditor, Regulatory Operations

8 years in compliance audit and financial crime prevention. Specializes in transaction monitoring, suspicious activity reporting, and OSFI alignment. CPA, CFA charterholder.

CPA CFA OSFI
AP

Arjun Patel

Compliance Analyst & Reporting Specialist

5 years supporting regulatory filings, FINTRAC submissions, and provincial reporting. Fluent in Canadian banking regulations and emerging fintech compliance requirements.

FINTRAC Fintech
Client Voices

What our clients say

Real outcomes from real institutions across Quebec and Ontario.

“

"Sophie and her team didn't just audit our compliance—they educated our board on what good AML governance actually looks like. They've become an extension of our internal team."

Robert Lessard Executive Director, Eastgate Credit Union, Ontario
Our Approach

How we deliver compliance confidence

Our process follows a structured audit trail — from initial assessment through ongoing regulatory monitoring. Each phase is a documented checkpoint, not a generic deliverable.

01 — Regulatory Assessment

We map your organization against applicable FINTRAC, OSFI, and provincial requirements. Every gap is documented with regulatory reference.

02 — Compliance Design

We co-design frameworks, policies, and procedures that meet current regulatory expectations and scale with your operations.

03 — Audit & Validation

We conduct structured compliance audits and validate controls against regulatory benchmarks. Findings are reported with remediation priorities.

04 — Ongoing Advisory

We remain engaged as your regulatory landscape evolves — monitoring guidance updates, flagging new obligations, and updating your compliance posture accordingly.

🏛️ FINTRAC Certified Guidance
📋 OSFI Aligned Frameworks
🔍 AML / KYC Risk-based Design
🗺️ QC & ON Provincial Coverage
Work With Us

Learn how we help institutions like yours maintain regulatory confidence.

Whether you're preparing for a FINTRAC examination, redesigning your AML framework, or strengthening your compliance posture — we're ready to help. Every engagement starts with a conversation.

Start a conversation View Services
✓ No retainer lock-in
✓ Initial consultation included
✓ Bilingual advisory (EN/FR)
Quick Inquiry
Disclaimer: The information on this website is for general informational purposes only and does not constitute legal advice. Legalitas Compliance Ltd does not establish a solicitor-client relationship through this website. For legal advice specific to your situation, please consult a qualified solicitor.
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